Education

Financial planning and investing is largely an educational process for clients. Advisors such as ourselves spend our entire working day involved in and keeping up to date with all of the issues surrounding investment options, investment markets and relevant superannuation, social security and taxation law. Accordingly, we have developed this educational section of investadvice.com.au to try and help provide our clients a greater understanding of issues involved in their financial life. We hope you find this section informative and if there are any direct questions you may have please feel free to contact us.

Financial Planning

Financial planning is a service that is about designing the ‘optimum’ way for you to structure your financial affairs. It is not about selling a particular product or products.
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Fixed Interest Bonds

The 1990’s have seen the Australian financial markets evolve and expand in ways that capitalised on the deregulatory reforms and technological advances of the 1980s to bring increased internationalisation and intensified competition. Read more.

Superannuation

Superannuation is a complicated area of taxation with constant changes to legislation – particularly in relation to when people are approaching and beginning retirement.
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Margin Lending

Gearing is the use of borrowed money, for which there is a cost – interest, that enables a person or entity to acquire something that they would otherwise be unable to do so utilising only their own money (equity). Margin lending is simply a form of gearing for investment purposes. Read more.

Estate Planning

Over 40% of Australians die without a Will (intestate). This means that the assets that they have spent a lifetime accumulating, and the plans and wishes that they have for those assets may never be fulfilled.
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Insurance

Insurance has long being a mis-understood product and as such is a major area of concern for those that are under-insured.
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